1. What is a Heartland built home?

A modular home through Heartland Building Systems, is, very simply, a traditional home that is built inside a factory and delivered to your site by truck. These homes use the same, or in many cases, higher quality material that you would expect to see in your on-site "stick-built" home. Also, being built in a factory, the building materials are not subject to adverse weather conditions such as rain or snow. This allows homes to be built year-round while maitaining a high degree of quality control.

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2. How are Heartland homes built?

The building process begins at the design phase. Most modular producers use state-or-the-art computer aided programs which aid them in customizing floor plans and producing drawings and material requirements lists. Once designed, the building process begins. This process is simlar to what you've seen during the construction of houses in your neighborhood. The quality materials and care for detail, as well as the same building codes and standards, are observed. As you can see, today's modular homes are models of efficiency and quality assurance.

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3. How long does the building process take?

Speed and consistent quality are two of the many advantages for chosing modular components for your new home. On the average, a home consisting of two modules will be factory produced in six or seven days. Once the manufacturing process is complete, typically with interior finish right down to carpets and wall finish, the unit must be transferred to the building site and placed on its foundation. Final completion is usually handled by a local builder or general contractor and includes connection of utilities to the home and a short list of finish work. Normally the home is completed in two or three weeks.

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4. What is the difference between a "modular home" and "manufactured home"?

Manufactured homes, sometimes referred to as mobile homes, are another type of building system, and are constructed to a different building standard. This standard, the Federal Construction Safety Standards Act (HUD/CODE), unlike conventional building codes, requires manufactured homes to be constructed on non-removable steel chassis. Many communities have restrictions on where manufactured homes can be located.

Modular and site-built homes, on the other hand, are constructed to the same building code, required by your state, county and specific locality and therefore are not restricted by building or zoning regulations. Your new modular home is inspected at the assembly plant during each phase of construction. Evidence of this inspection is normally shown by the application of a State or inspection agency label of approval.

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5. What do Heartland modular homes look like?

Modular homes look like any other home. Today's building technology has allowed modular manufacturers to build any style of home from a simple ranch to a highly customized contemporary. And, it doesn't stop with houses. Modular producers are busy building banks, schools, office buildings, motels and hotels. Chances are you've been in many modular structures and probably didn't realize it.

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6. I know that modular homes are built to the same codes as site-built homes, but is financing any different?

There is no distinction between modular homes and site-built homes as far as appraisal or financing. Banks and lending institutions treat both types of construction the same. Modular Homes can be financed using FHA, VA or Conventional loans. Likewise, there is no difference in insuring the modular property.

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